Facing Foreclosure? Contact a Certified Short Sale Agent Now! in Charlotte, North Carolina For Sale

Facing Foreclosure? You Are Not Alone!
Jean and The Provident Living Team have the training and experience to help you understand your options!
Short Sale Certified
Foreclosure vs Short Sale
Are you behind on your mortgage payments and don't know where to turn for help or advice? Before you even think about allowing your home to go to foreclosure, consider the following:
* Locally 37.5% of all home sales in the last 12 months were short sales, foreclosures, and other distressed properties. (1)
* A short sale is different from a foreclosure. A short sale situation exists when the expected sale price of your home will be insufficient to pay in full both your outstanding mortgages as well as any other outstanding liens and you lack sufficient other assets to satisfy the deficiencies. When this happens, you will need the consent and approval of all lienholders in order to convey title free of encumbrances. The existence of a short sale situation is a material fact (because you cannot convey marketable title), and this fact must be disclosed to prospective buyers before a buyer is allowed to submit an offer.(2)
* Provident Living is the ONLY real estate brokerage serving Cabarrus, Rowan, Stanly and Union counties whose agents have both very specialized training(3) plus years of experience working with short sales, REO bank-owned properties/foreclosures, and bankruptcy court-owned properties(4). This training and experience combine to make the short sale process understandable and to relieve as much stress/anxiety/worry as possible.
* Provident Living has developed a network of agents who can guide you through the short sale process -- including short sale-experienced attorneys who can best protect you during the negotiations with your lender, CPA's who can explain the possible tax consequences of a short sale, and lenders who can explain the credit consequences created by a short sale.
* Provident Living has a history of facilitating successful short sales to closing, ranging in price from starter homes to million dollar mansions!
* If you are facing a potential foreclosure or short sale situation, you owe it to yourself and your family to call Jean at 704-960-xxxx and discuss your personal situation at no charge and with total confidentiality. THERE IS A GOOD POSSIBILITY THAT WE CAN HELP YOU!
(1) Carolina Multiple Listing Service statistics, Nov xxxx-Oct xxxx
(2) North Carolina Real Estate Commission, Sept xxxx
(3) Five Star Professional (FSP) with sub-designations in both REO and short sales; Certified Distressed Property Expert (CDPE); Certified Short Sale Seller Agent (CSSS); Certified Short Sale Buyer Agent (CSSB); and Short Sale & Foreclosure Resource (SFR)
(4) US Bankruptcy Court for the Western District of North Carolina Charlotte Division
For more information contact:
Jean Griswold
The Provident Living Team
Brokers, REALTORS®
Direct: (704) 960-xxxx
CONTACT US
www.ProvidentLivingNC.com
Copyright © xxxx The Provident Living Team. All rights reserved.
Short Sale Expert, Foreclosure, Bankruptcy, homes for sale Concord NC, Cabarrus County real estate